Transforming Debt into Opportunity.
- Reduce your monthly payment
- Settle Your Debt For Less Than You Owe
*Your credit score will not be impacted.
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Client stories
A Trusted Financial Organization
Download our debt-free guide and learn to manage your finances
Financial Counseling Services
Our financial advisors will find the best solutions for you.
Debt Advisors
Gain control of your finances with our financial advisors
Credit Repair
Improve your credit score and regain financial stability
Help with a Debt?
Debt Advisors >
Gain control of your finances
with our financial advisors
Credit Repair >
Improve your credit score and regain financial stability
Credit Score
Boost your credit score and unlock financial opportunities
Student Loan
Get relief from your student loans and take the control
Reverse Mortgage
Unlock the value of your financial freedom
Credit score >
Boost your credit score and
unlock financial opportunities
Student Loan >
Get relief from your student loans
and take the control
Reverse Mortgage >
Unlock the value of your
financial freedom
Credit Card Debt
Say goodbye to high-interest credit card debt
Refi Mortgage
Refinance your mortgage and save thousands of dollars
Credit Card Debt >
Say goodbye to high-interest
credit card debt
Refi Mortgage >
Refinance your mortgage and
save thousands of dollars
Help with a Credit?
Our Mission
Helping find smart solutions
for our customers
When you reach out to one of our debt relief specialists, we will work together with you to manage and control your current debt, help you create the debt management plan, and be beside you as you work hard toward a new financial future.
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Debt Helper USA make your life easier
Our debt management services follow the best practices in the business.
We offer both debt settlement and debt management services – also known as debt consolidation services – aimed at helping individuals and their families get their debt under control and to regain and improve their credit scores, get out of the debt hole they may be in.
The best candidates for a reverse annuity mortgage are people over 62 – people that have equity in their homes, but do not have much in terms of cash savings and are not able to afford their current lifestyle.
Home Equity Conversion Mortgages (HECMs) are a special type of loan available to homeowners that are over 62, and require additional cash.
However, there are caveats to getting approval for this kind of loan, and it makes sense to first talk to a financial advisor to see if this is best for you.
In some cases it is a good idea to refinance your mortgage.
Some of those reasons can include being able to get a lower interest rate, lowering monthly payment, and, for those who are in debt, it can mean taking money out of your current mortgage to help pay off bills, or having access to needed money.
In all cases, it makes sense first to talk to a professional credit counselling specialist before making any changes on your mortgage.
Many people wonder if undertaking credit repair and working with a debt relief specialist will hurt your credit score. In most cases, people who are trying to manage unmanageable debt are already living with the negative results of a low credit score.
By working with a team that provides the best debt relief programs in the USA, you can start taking the steps to rid yourself of your low credit score forever, and live a life of financial freedom.
So, isn’t a small drop in your credit score today, worth a future where you don’t have to worry about this anymore?
Valeria saved 53% on her debt
Valeria Rodrigue Total Debt : $20,582 | Monthly Payment : $248 | Program Lengh : 39 months" I was drowning in debt and didn't know where to turn until I found Debt Helper USA. Their debt relief program was a lifesaver. They were able to negotiate with my creditors and significantly reduce my monthly payments. I'm finally on the path to financial freedom thanks to Debt Helper USA. Highly recommend! "
Toyal Savings : $10,908