DebtHelperUsa.com – Disclaimer, Terms and Conditions of Use

02 April 2023

“DebtHelperUsa.com (“DebtHelperUsa.com”) operates this website (“Website”), and these terms and conditions are applicable to all websites and text message programs owned, operated, controlled, and made available by DebtHelperUsa.com and its affiliates, including mirrored, co-branded, and successor sites.”

Please read these Terms and Conditions of Use carefully before accessing or using this website, subscribing to “DebtHelperUsa.com” services (including the text program), purchasing products, downloading software, technology, content, or data, and/or otherwise using the DebtHelperUsa.com services and products, including the related DebtHelperUsa.com software, data, and/or technology used, stored, licensed, or accessed in connection therewith and the related intellectual property rights embodied therein (collectively referred to as the “DebtHelperUsa.com Technology”). This is important information.

By agreeing to these Terms and Conditions of Use, you also agree to be bound by the Arbitration Agreement, which will govern any dispute between you and us. Unless you opt out as described below, this Arbitration Agreement will: eliminate your right to a trial by jury; and significantly impact your rights, including prohibiting you from initiating, joining, or participating in class or consolidated proceedings.

Access to the DebtHelperUsa.com Technology on this website and the availability of our products and services are conditional upon your acceptance of all the terms and conditions outlined in this Agreement, as well as any Registration and Order Forms received from DebtHelperUsa.com or its affiliates in connection with the DebtHelperUsa.com Technology, and any additional terms and conditions that may be viewed on the pages containing our services or offerings, or via a link on those pages (collectively, the “Agreement”). If you do not agree to the terms and conditions of this Agreement, kindly cease using the DebtHelperUsa.com Technology, and/or exit this page before downloading, accessing, using, subscribing or installing the DebtHelperUsa.com Technology or purchasing products and services from DebtHelperUsa.com.


Upon accessing, subscribing, downloading, or using the DebtHelperUsa.com Technology, you (a) confirm that you are at least 18 years of age, and that, if you are acting on behalf of any person or entity, you are authorized to act on their behalf, (b) have read and agreed to be legally bound by this Agreement, and (c) agree to abide by all operating rules and policies of DebtHelperUsa.com that may be published within the DebtHelperUsa.com Technology or on this Website.

Intellectual Property

DebtHelperUsa.com and its licensors exclusively own and operate the DebtHelperUsa.com Technology, including this Website. The technology is protected by copyright and other intellectual property laws under United States and international treaties, with all rights reserved by Copyright 2023 DebtHelperUsa.com. The organization, compilation, and presentation of all content, data, and other information contained within the DebtHelperUsa.com Technology is also the exclusive property of DebtHelperUsa.com and its licensors and protected by U.S. and international intellectual property laws. The overall appearance and functionality of the DebtHelperUsa.com Technology, including but not limited to color schemes, button designs, and other visual and navigational elements, are proprietary to DebtHelperUsa.com and its licensors and protected under U.S. and international intellectual property laws.


The trademarks appearing on the DebtHelperUsa.com Technology are the property of DebtHelperUsa.com, its licensors, or its affiliates. This Agreement does not grant you any rights to use such trademarks, logos, or service marks.


Throughout the duration of this agreement and beyond, you are required to maintain the confidentiality of all Confidential Information of DebtHelperUsa.com and refrain from directly or indirectly disclosing such information or using it for your own benefit or for the benefit of any other person or entity. “Confidential Information” refers to any proprietary or confidential information, trade secrets, Submissions, or other forms of unique or proprietary information, whether written, digital, oral, or otherwise, that belong to DebtHelperUsa.com or its licensors. This includes all components of the DebtHelperUsa.com Technology as well as any other materials or information pertaining to the business or activities of DebtHelperUsa.com that are not commonly known among those involved in similar businesses or activities.

Digital Millennium Copyright Act Notice

In accordance with the Digital Millennium Copyright Act, DebtHelperUsa.com has appointed a designated agent, whose contact information is provided below, to receive notifications regarding alleged infringement of copyright or other intellectual property rights on this Website. DebtHelperUsa.com values the intellectual property of others and encourages our users to do the same. If you believe that your work has been copied in a manner that constitutes infringement, or your intellectual property rights have been violated in any other way, please provide DebtHelperUsa.com’s Copyright Agent with the following information, known as the “Copyright Notice”: (a) the electronic or physical signature of the person authorized to act on behalf of the copyright or intellectual property owner; (b) a description of the copyrighted work or other intellectual property that you claim has been infringed; (c) the location in the DebtHelperUsa.com Technology where the allegedly infringing material is located; (d) your contact information, including your address, telephone number, and email address; (e) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright or intellectual property owner, their agent, or the law; and (f) a statement by you, under penalty of perjury, that the information in your Copyright Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on behalf of the copyright or intellectual property owner.

The utilization of DebtHelperUsa.com’s Technology

In compliance with the conditions specified herein and any relevant third-party limitations, DebtHelperUsa.com provides you with a limited, non-transferable, non-exclusive, and non-sublicenseable license to access, use, and view the DebtHelperUsa.com Technology, for the purpose of viewing, printing, and downloading images, text, graphics, photographs, audio, video, and other content available within the DebtHelperUsa.com Technology, solely for your personal, non-commercial, immediate, and private use, and only for informational purposes. You must ensure that all copyright and proprietary notices of DebtHelperUsa.com contained in the original materials or any copies thereof are retained.

DebtHelperUsa.com reserves all rights not explicitly stated herein and disclaims any and all implied licenses. Without limiting the foregoing, you are prohibited from: (i) accessing, reverse engineering, decompiling, reverse compiling, translating, adapting, disassembling, or otherwise manipulating the DebtHelperUsa.com Technology or any part thereof; (ii) reproducing, distributing, displaying, transmitting, or copying the DebtHelperUsa.com Technology or any part thereof, in any form, including, but not limited to, icons, fonts, unlicensed merchandise, wallpaper, and link buttons; (iii) creating derivative works of the DebtHelperUsa.com Technology or any part thereof, including, but not limited to, co-branding, framing, publishing, publicly displaying or performing, disclosing, selling, leasing, modifying, storing, loaning, distributing, or allowing third-party links to any part of the DebtHelperUsa.com Technology, and using any part of the DebtHelperUsa.com Technology to create icons, fonts, links, buttons, wallpaper, and unlicensed merchandise; (iv) encumbering or transferring the rights and licenses granted hereunder by assigning, sublicensing, conveying, pledging as security, or any other means; or (v) using the DebtHelperUsa.com Technology in a manner that may infringe on any patent, trademark, copyright, trade secret, or any other intellectual property or proprietary right of DebtHelperUsa.com, its third-party suppliers, or any other third party.

You agree to access the DebtHelperUsa.com Technology only through the interface provided to you by DebtHelperUsa.com for that purpose, and not by any other means.

DebtHelperUsa.com does not waive any proprietary right in or to the DebtHelperUsa.com Technology (including, but not limited to, copyright, service mark, trademark, patent, trade secret, or other intellectual property or proprietary right) by posting information or other materials on this Website or within the DebtHelperUsa.com Technology, or by making such information available for download to you. Furthermore, DebtHelperUsa.com does not transfer any rights to you in the DebtHelperUsa.com Technology, except for the limited license expressly granted herein.


Any and all comments, suggestions, ideas, graphics, personally identifiable information, and any other information that you transmit to DebtHelperUsa.com through the DebtHelperUsa.com Technology (“Submission”) become and will remain the sole and exclusive property of DebtHelperUsa.com. DebtHelperUsa.com may use the Submission anywhere, anytime, and for any reason whatsoever, including, but not limited to, developing, manufacturing, and marketing products and services incorporating the Submission, subject only to our Privacy Policy with respect to our use of your personally identifiable information.

By making a Submission, you waive the right to make any claim against DebtHelperUsa.com or any of its respective parents, subsidiaries, affiliates, employees, agents, directors, officers, and shareholders related to the Submission, including, but not limited to, unfair competition, invasion of privacy, negligence, breach of implied contract or breach of confidentiality, and you further waive all moral rights you may have in any materials uploaded or sent to us by you.

To the extent DebtHelperUsa.com does not acquire full ownership of your Submission, you hereby assign all right, title, and interest in and to your Submission to DebtHelperUsa.com without the payment of any further consideration to you by DebtHelperUsa.com. You agree to execute any instruments and to do all things reasonably requested by DebtHelperUsa.com to vest in DebtHelperUsa.com all right, title, and interest in and to your Submission.

You also hereby irrevocably designate and appoint DebtHelperUsa.com and its duly authorized officers and agents as your agent and attorney-in-fact, which appointment is coupled with an interest, to act for and on its behalf to execute, verify, and file any document and do any other lawfully permitted acts to further the purpose of the foregoing sentences with respect to the ownership of the Submission as if executed by you.

You warrant and represent that your Submissions: (a) are truthful, accurate, current, complete, and not deceptive; (b) do not infringe on any third-party rights, including but not limited to intellectual property and proprietary rights; (c) do not contain any fraudulent or counterfeit information or items, or any stolen information or items; (d) do not violate any applicable laws, statutes, ordinances or regulations; and (e) do not create any liability for DebtHelperUsa.com. Furthermore, you agree to use the DebtHelperUsa.com Technology to keep your Submissions up-to-date, ensuring that the information remains truthful, accurate, current and complete.

Disclaimer of Participation

DebtHelperUsa.com does not have the ability to review all Submissions created or posted by users who access the DebtHelperUsa.com Technology, including but not limited to this Website. Therefore, DebtHelperUsa.com is not responsible in any way for the content of these communications or the activities of these users. You acknowledge that by enabling you to view and distribute user-generated content through the DebtHelperUsa.com Technology, DebtHelperUsa.com is simply acting as a conduit for the distribution of such information and is not assuming any obligation or liability related to the content or the activities of users. Although DebtHelperUsa.com may monitor and review transmissions, we assume no responsibility or liability for the content of such transmissions, including but not limited to claims for defamation, libel, slander, infringement, invasion of privacy, obscenity, profanity, or misrepresentation. Nevertheless, DebtHelperUsa.com reserves the right to block or remove communications, postings, or materials that it deems to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading, (c) in violation of the intellectual property rights of another, including but not limited to copyright, trademark, patent, trade secret, or other proprietary rights, or (d) offensive or otherwise unacceptable to DebtHelperUsa.com in its sole discretion.

Behavior that disrupts normal operations

It is strictly prohibited to engage in harassment in any form on the DebtHelperUsa.com website or through the use of DebtHelperUsa.com technology. This includes but is not limited to the use of obscene or abusive language in emails, web blogs, comments, submissions, or chat. Misrepresenting oneself as a representative of DebtHelperUsa.com or another member or visitor is also strictly prohibited. The upload, distribution, sending, or publishing of any harmful, defamatory, obscene, disruptive, harassing, threatening, offensive, invasive of privacy or publicity rights, abusive, hateful, racially or ethnically objectionable, or otherwise prohibited content is also not allowed. Such content may encourage criminal offenses, violate the rights of others, or give rise to civil liability, and may also infringe on intellectual property rights.

The following actions are strictly prohibited while using DebtHelperUsa.com Technology: (i) causing harm to minors; (ii) manipulating identifiers in order to disguise the source of any content transmitted via the DebtHelperUsa.com Technology; (iii) making available any materials that you are not authorized to share under any law or under contractual or fiduciary relationships (such as proprietary and confidential information acquired through employment relationships or under nondisclosure agreements); (iv) making available any unsolicited or unauthorized advertising, promotional materials, spam, chain letters, pyramid schemes, or any other type of solicitation; and (v) engaging in harassing or stalking behavior towards others or collecting and storing personal data about other users.

Policy for Electronic Delivery and Your Agreement

If you use the DebtHelperUsa.com Technology, you agree to receive all communications, including legally required disclosures, agreements, notices, or other documents or information related to the use of the technology (“Notices”), from DebtHelperUsa.com electronically, according to our Electronic Delivery Policy. DebtHelperUsa.com may choose to provide these electronic Notices by posting them on the website. If you want to revoke your consent to receive Notices electronically, you need to stop using the website and the DebtHelperUsa.com Technology.

Warranty Disclaimer

Your use of the DebtHelperUsa.com Technology is solely at your own risk, and it is provided to you on an “as is” and “as available” basis. DebtHelperUsa.com disclaims all warranties, whether express, statutory, or implied, to the fullest extent permitted by applicable law. This includes but is not limited to warranties of title, merchantability, data accuracy, system integration, fitness for a particular purpose, non-infringement, and any other warranty arising under the Uniform Commercial Code, usage of trade, course of conduct or otherwise.

DebtHelperUsa.com makes no guarantees or warranties regarding the use, availability, or functionality of the DebtHelperUsa.com Technology. DebtHelperUsa.com does not warrant that the use of the technology will be uninterrupted, timely, secure, or error-free. Additionally, DebtHelperUsa.com does not warrant that any defects or issues with the technology will be corrected, or that the technology or the servers that operate it are free from viruses or other harmful components. Furthermore, DebtHelperUsa.com does not guarantee that the data, results, and information within the technology will be correct, accurate, adequate, useful, reliable, or otherwise, and does not guarantee that the technology will meet your needs, requirements, or expectations.

DebtHelperUsa.com reserves the right to modify the content, products or services described within the DebtHelperUsa.com Technology at any time without prior notice to you. Furthermore, DebtHelperUsa.com does not accept any liability or responsibility for any errors or omissions in the content of the DebtHelperUsa.com Technology. The materials within the DebtHelperUsa.com Technology may become outdated or inaccurate, and DebtHelperUsa.com explicitly disclaims any obligation to update such content.

You assume all risks associated with downloading or otherwise obtaining any material through the use of the DebtHelperUsa.com Technology. DebtHelperUsa.com shall not be liable for any damage to your computer system or loss of data that may result from such downloading, including but not limited to, damage caused by viruses.

You agree that DebtHelperUsa.com is not responsible or liable for (i) any unauthorized access to or alteration of your Submissions; (ii) any Submission sent or received or not sent or received; and (iii) any Submission stored on storage devices owned, operated, or controlled by DebtHelperUsa.com. Additionally, you acknowledge and agree that DebtHelperUsa.com shall not be responsible or liable for any Submissions or conduct of any third party, including content sent using and/or included within the DebtHelperUsa.com Technology provided by any other user of this Website or any third-party licensors or suppliers of DebtHelperUsa.com.

Certain states may not allow the exclusion or limitation of warranties, so the restrictions mentioned in this section may not apply to you. In case a court of competent jurisdiction determines any of the exclusions provided in this section to be unenforceable, all the express, statutory, and implied warranties will be restricted to a period of thirty (30) days after the date of your first use of the DebtHelperUsa.com Technology, and no warranties will apply after this period.

Limitation of Liability

DebtHelperUsa.com, its suppliers, and any other third parties involved in creating, producing, or delivering the DebtHelperUsa.com Technology and services shall not be liable for any incidental, consequential, direct, indirect, or punitive damages, or any other losses, costs, or expenses of any kind that may arise from your use of, access to, or inability to use and access the DebtHelperUsa.com Technology, or from your purchase of products and/or services through this Website. This includes damages or injuries related to downloading any material contained within the DebtHelperUsa.com Technology, linking to other websites, using the services, products or information offered on or made available through this Website, computer viruses, system failures, and/or the unavailability of any services or products mentioned within the DebtHelperUsa.com Technology, whether or not DebtHelperUsa.com has been advised of the possibility of such damages.

DebtHelperUsa.com’s aggregate liability to you for any and all damages, losses, and causes of actions (whether in contract, strict liability, tort, or otherwise including, but not limited to, negligence) shall not exceed the fees paid, if any, by you to DebtHelperUsa.com for access and use of the DebtHelperUsa.com Technology or the purchase price of any goods or services purchased through the DebtHelperUsa.com Technology. In all other cases, the maximum liability shall be limited to five dollars ($5.00). However, if any of the above limitations are determined by a court of competent jurisdiction to be unenforceable, then DebtHelperUsa.com’s liability shall be limited to the maximum extent permitted by law.

DebtHelperUsa.com does not guarantee or imply that the services available on this website will improve your credit record, credit history, credit rating, or credit score. We do not lend you money or repay your debts, nor do we assist you in obtaining an extension of credit in any way. We will not contact any consumer credit reporting agency on your behalf to dispute any information contained in your credit report. Federal and state laws prohibit making any statement that is untrue or misleading regarding your creditworthiness, credit standing, or credit capacity, either to a credit reporting agency or to any person who has extended credit to you or to whom you have applied or are applying for credit. Additionally, certain federal and state laws prohibit making any statement intended to alter your identification to prevent the display of your credit record, history, or rating to a credit reporting agency or to any person who has extended credit to you or to whom you have applied or are applying for credit.

The information presented to you as part of the services provided on this website regarding your rights under federal, state, or other laws, including but not limited to the Fair Reporting Act (15 U.S.C. 1681, et seq.) and the Fair and Accurate Credit Transactions Act of 2003 (Pub. L. 108-159, 117 Stat. 1952), is intended to provide a general overview of such laws and is not intended to constitute legal advice. If you have specific questions or concerns relating to such laws, it is recommended that you seek appropriate legal counsel.

The limitations stated above may not apply to you in all cases, as some states do not permit the exclusion of liability for consequential damages.

Access to DebtHelperUsa.com Technology

You are responsible for acquiring access to and all necessary equipment for using the DebtHelperUsa.com Technology, and you acknowledge that obtaining these may incur third-party fees, such as internet service provider or airtime charges. You are accountable for all expenses associated with connecting to the DebtHelperUsa.com Technology, including but not limited to, all telephone, equipment, airtime, and internet service provider charges.

Passwords and Your Obligations

On certain pages or services within the DebtHelperUsa.com Technology, you may need to register as a member and select a unique username and password to access your account and use any of the technology. As a registered member, you are responsible for maintaining the confidentiality and security of your username and password. You are also responsible for any use of your username and password, including purchases made, whether authorized or not. If there is a breach of security, including unauthorized use of your username or password, you must notify DebtHelperUsa.com immediately in writing. It is recommended that you log off from your account at the end of each session to enhance your account security. If you allow anyone else to use your username and password, you will be held responsible for all activity and transactions made, including those that you did not authorize.

Kindly inform us promptly via email at [email protected] if you notice any unauthorized usage of your username and password.


DebtHelperUsa.com takes commercially reasonable measures to safeguard the confidentiality and security of communications transmitted through the public internet and information stored on its servers. However, it cannot guarantee absolute confidentiality and security of such electronic communications and storage devices, including personally identifiable information. As such, DebtHelperUsa.com disclaims any liability arising from any breach of confidentiality or security related to such electronic communications and storage devices.

You agree to abide by the following restrictions with respect to your use of the DebtHelperUsa.com Technology:

(a) You shall not violate or attempt to violate the security of the DebtHelperUsa.com or any other entity;

(b) You shall not access data or materials not intended for you;

(c) You shall not log into or access a server or account which you are not authorized to access;

(d) You shall not attempt to probe, scan, or test the vulnerability of a system or network, or to breach security or authentication measures;

(e) You shall not upload, post, email, transmit, or otherwise make available any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

(f) You shall not interfere with, disrupt, or harm in any way the DebtHelperUsa.com Technology, the servers or networks used in connection with it, or services to any user, host or network;

(g) You shall not use Internet Relay Chat (IRC) bots via this DebtHelperUsa.com Website or run any program that makes a service or resource available to others, including, but not limited to, port redirectors, proxy servers, chat servers or simulated multi-user environments;

(h) You shall not run programs or specifically configure machines in such a way as to keep a dialup connection active when not in use or otherwise bypass automatic disconnection for inactivity, unless a dedicated access account is provided;

(i) You shall not engage in denial of service attacks (i.e., actions designed to impair network access by flooding a site or the Internet with useless traffic); and

(j) You shall not use the DebtHelperUsa.com Technology in violation of the requirements, procedures, policies, or regulations of any other website providers, websites, chat rooms, networks connected to the DebtHelperUsa.com Technology (including, but not limited to, this Website) or the like.

If system or network security is violated, it may lead to civil or criminal legal actions. DebtHelperUsa.com retains the right to examine events that may comprise such violations and work together with law enforcement authorities in the prosecution of users who have engaged in such violations.


You may use the DebtHelperUsa.com Technology only for lawful purposes, subject to the terms and conditions set forth herein. You acknowledge and agree that the use of the DebtHelperUsa.com Technology is subject to all applicable local, state, national, and international laws, statutes, rules, regulations, and ordinances, including any regulations having the force of law that apply to your use of the DebtHelperUsa.com Technology and your Submission. You agree to comply with all such laws and regulations at all times.


By accepting this Agreement, you agree to defend, indemnify, and hold harmless DebtHelperUsa.com, its affiliates, agents, vendors, distributors, licensors, and suppliers, as well as their officers, directors, and employees, from any and all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from (a) any violation of this Agreement’s terms and conditions, (b) any activity related to your account, including negligent or wrongful conduct, by you or any other person who accesses your account, (c) your use of the DebtHelperUsa.com Technology, or your inability to use it, and (d) any use of your Submission by DebtHelperUsa.com or any other party, including, but not limited to, any third party claim of infringement of intellectual property or proprietary rights, or invasion of privacy or publicity. However, this provision shall not apply to any actions or claims under the provisions of the United States Bankruptcy Code, 11 U.S.C. § 111(g)(2).

Disclaimer for Blog Content

The editorial content, quotations, and blog entries on the DebtHelperUsa.com website are provided “as is” without any warranties, and they do not confer any rights. The opinions expressed in the blog entries are solely those of the author and may not necessarily reflect the views of DebtHelperUsa.com and its affiliates.


DebtHelperUsa.com has the sole discretion to terminate or suspend your access to and use of the DebtHelperUsa.com Technology, or any part thereof, at any time and for any reason, including, but not limited to, lack of use or violation of this Agreement’s terms and conditions. DebtHelperUsa.com also reserves the right to modify or discontinue, temporarily or permanently, your access to and use of the DebtHelperUsa.com Technology, or any part thereof, without any prior notice. You acknowledge and agree that DebtHelperUsa.com shall not be liable to you or any third party for any modification, suspension, or discontinuation of your access to and use of the DebtHelperUsa.com Technology. Your obligations under this Agreement shall survive even if DebtHelperUsa.com terminates or cancels this Agreement or your access to the DebtHelperUsa.com Technology.

Applicability of Content

DebtHelperUsa.com operates this Website in the State of Quebec, Canada, and does not make any representation that the content provided through the DebtHelperUsa.com Technology is suitable or appropriate for use in jurisdictions outside of the United States of America. If you access the DebtHelperUsa.com Technology, including this Website, from a location outside of the United States, you are solely responsible for complying with any applicable laws. If any local laws prohibit your use of the DebtHelperUsa.com Technology, you may not access or use it.

Privacy Policy

We understand that you may be concerned about how the information you provide online is handled. That’s why DebtHelperUsa.com has a Privacy Policy that outlines the information we collect about you, how we use it, how we secure it, and how you can view and correct it. If you choose not to have your information collected or used, our Privacy Policy also explains how to do so. You can find the Privacy Policy on our Website, and it is incorporated into this Agreement. Please take the time to read our Privacy Policy for more information.

Order of Preference

This Agreement applies to your use and access to the DebtHelperUsa.com Technology and does not modify or amend any other specific agreement you may have with DebtHelperUsa.com. If you enter into any supplemental agreement for additional services on our Website or within the DebtHelperUsa.com Technology, and any provision of that agreement conflicts with a provision of this Agreement or any of your other agreements with DebtHelperUsa.com, the terms and conditions of the other agreement will take precedence over the conflicting terms of this Agreement.

Hyperlinks to External Websites

The DebtHelperUsa.com Technology includes hyperlinks to Third Party Sites, which are websites controlled or operated by non-affiliates of DebtHelperUsa.com. DebtHelperUsa.com does not assume any responsibility for the content, accuracy, or opinions expressed on these Third Party Sites, and they are not regularly monitored or reviewed for completeness or accuracy by DebtHelperUsa.com. DebtHelperUsa.com disclaims any and all liability for the information, materials, products, or services available or offered at any Third Party Site. The creation of hyperlinks to Third Party Sites does not constitute an endorsement or recommendation of any products or services offered or information contained on those sites, and DebtHelperUsa.com is not liable for any deficiencies or issues with products and services offered or advertised on those sites. Please note that Third Party Sites may have different privacy policies and provide less security than DebtHelperUsa.com.

Revision and Consent Policy

DebtHelperUsa.com retains the right to modify the terms and conditions of this Agreement at any time, with or without cause. Additionally, the information, products, and services provided through the DebtHelperUsa.com Technology (including this Website) may be altered or updated at any time and without obligation or notice. These modifications, supplements, updates, and additional policies, rules, and terms will become immediately effective and integrated into this Agreement upon notification, which may occur through various reasonable means, such as posting such changes on the website or through electronic notification. By continuing to use the DebtHelperUsa.com Technology, you acknowledge and agree to be bound by any such revisions. Therefore, you should periodically review this Agreement to stay informed.

General Provisions

In the event that any portion of this Agreement is found to be illegal, invalid, or unenforceable, the affected provision shall be considered separate from the rest of the Agreement and shall not affect the validity and enforceability of the remaining provisions. You consent that if any part of this Agreement is deemed unenforceable, the remaining provisions shall continue to be fully enforceable.

DebtHelperUsa.com shall not be deemed to have waived any provision, term or right set forth in this Agreement by failing to insist upon or enforce strict performance of any provision. The parties’ conduct or trade practice shall not modify any of the terms and conditions of this Agreement. DebtHelperUsa.com reserves the right to assign its rights and obligations under this Agreement to any party without prior notice to you. You may not assign this Agreement or any rights granted hereunder without the prior written consent of DebtHelperUsa.com. The section headings are for convenience purposes only and do not have any legal or contractual effect.

Entire Agreement

This Agreement governs your use and access to the DebtHelperUsa.com Technology, and represents the entire agreement between you and DebtHelperUsa.com on the subject matter addressed herein. It supersedes any prior agreements between you and DebtHelperUsa.com relating to such subject matter. However, any other agreement you enter into with DebtHelperUsa.com regarding your enrollment and/or participation in other features of the DebtHelperUsa.com Technology may supplement this Agreement.


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